Personal finance

5 ways inflation impacts interest rates | Smart Change: Personal Finance

PennyWorks explains the five ways that inflation is affecting interest rates set by the Federal Reserve. 5 ways inflation impacts interest rates 5 ways inflation impacts interest rates As the Federal Reserve raised interest rates by half a percentage point, many Americans are wondering how this move affects their wallets. This increase puts the federal …

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5 ways inflation impacts interest rates | Personal-finance

PennyWorks explains the five ways that inflation is affecting interest rates set by the Federal Reserve. 5 ways inflation impacts interest rates How inflation and interest rates impact household budgets As the Federal Reserve raised interest rates by half a percentage point, many Americans are wondering how this move affects their wallets. This increase puts …

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3 Reasons You Need International Stocks in Your Investment Portfolio | Personal Finance

(Stefon Walters) Investing isn’t, and shouldn’t be, limited to just the US If you look around, there are countless great companies worth investing in. The variety of global regions, market maturity, and growth potential are all reasons why investors shouldn’t limit themselves to just US companies. As an investor, you want to give yourself the …

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Americans Are Sorely Underestimating This Key Retirement Expense | Smart Change: Personal Finance

(Maurie Backman) Many people go into retirement assuming that their living costs will magically drop. And that might happen, to some degree. If you manage to pay off your home ahead of retirement, you may not have a mortgage to contend with by the time your stint in the workforce comes to an end. Similarly, …

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3 Things You Seriously Need to Know About Roth IRAs | Personal-finance

(Stefon Walters) Utilizing all the different retirement accounts available to you is one way to give yourself the best chance of being financially comfortable and living the life you envision in retirement. Most people are familiar with 401 (k) s because they are offered as benefits by so many employers, but IRAs are also a …

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3 Social Security Myths You Mustn’t Believe | Smart Change: Personal Finance

(Maurie Backman) Social Security is something that should be on your radar whether you’re close to retirement age or not. But there’s a lot of misinformation circulating about Social Security, and buying into it could lead you astray. Here are a few common myths shouldn’t believe. 1. Your filing age really doesn’t matter When it …

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How Much to Tip Massage Therapists | Personal Finance

In the field of bodywork and massage, it’s easy to see why there’s some confusion or even controversy around how much to tip – especially when it comes to massage therapists. Allison Denney, owner of Rebel Massage in Huntington Beach, California attributes the uncertainty to the wide array of massage services, some of which are …

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3 Social Security Myths You Mustn’t Believe | Smart Change: Personal Finance

(Maurie Backman) Social Security is something that should be on your radar whether you’re close to retirement age or not. But there’s a lot of misinformation circulating about Social Security, and buying into it could lead you astray. Here are a few common myths shouldn’t believe. 1. Your filing age really doesn’t matter When it …

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2022 is the year of all-inclusive travel, and here’s why

The hotel name Zoetry (in Zoetry Montego Bay Jamaica) has an umlaut mark over the letter “e.” For some travelers, all-inclusive hotels conjure up images of flavorless food served under a heat lamp in lush and vibrant destinations where guests never actually leave the resort grounds. Lower-tier liquor flows freely (the good stuff will cost …

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How to Stay Invested in a Rough Market | Smart Change: Personal Finance

(Chuck Saletta) Thanks in part to high inflation and the risk of stagflation, it has been tough to invest in stocks so far this year. Still, most tough markets bring with them the seeds for the next recovery, and chances are that this one will, too. The challenge, though, is that by the time investors …

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